High Yield Investment Income

Commercial real estate (CRE) lending is not just an investment; it’s a powerhouse for achieving superior risk-adjusted returns. The magic lies in its ability to offer lucrative yields while maintaining a safety net through legal collateralization of tangible assets. This high-reward, lower-risk synergy captivates investors, striking the perfect balance between profit and security.

But there’s more to the story – the banking sector’s significant engagement in CRE financing. Banks, with their rigorous analysis and risk assessment capabilities, heavily lend against commercial real estate projects. This isn’t just a strategy; it’s a testament to the sector’s reliability and downside protection. Their extensive involvement serves as a beacon, signaling to individual investors the undeniable value and security embedded in CRE lending. When banks, the pillars of financial wisdom, allocate substantial resources to CRE, it underscores the exceptional opportunity it presents for discerning investors looking to emulate the success strategies of these financial giants.

REICI's High Yield Investment Bonds

In some cases, a bond investor may want a more complicated fixed income bond in order to achieve different financial objectives.  Towards this end REICI is offering what we call “Accretion Bonds.”  This type of bond can also be referred to as: Accrual bonds, PIK (Payment in Kind) bonds, Discounted Coupon bonds or Compounding bonds.

In this case we are talking about a bond that has both; a stated Interest Rate or Coupon rate together with a self-selected Payment Rate or PayRate.  Then see the resulting Average Annual Yield (APY) at maturity. 

Our investors are often surprised by the possibilities we present to them; by thinking outside the box we present exciting new fixed income investment products:

All REICI Bonds are Interest-Only Bonds. 
We make  quarterly interest-only payments during the bond term and the principal balance is returned at maturity.

Accretion Bond Calculator

(This Graph is a Place Holder, while we custom build the
REICI Accretion Complex Interest Calculator)

No Data Found

It can help you get organized and make better investment decisions.

Investment strategy is beneficial because it will help you save more money in the long run. 

Questions? You’re Covered

Learn more about our high yield bonds with these frequently asked questions.

REICI will make mortgage loans at similar rates to banks.  However, REICI will have flexibility in terms of the “loan covenants” we include or not.  Banks do not have this flexibility because of all their regulatory requirements.

REICI will not make floating rate loans and we do not offer floating rate Bonds.

For our existing Bond holders – nothing happens.  They continue to get paid at the Bond Rate they purchased.

For new Bond sales, we will likely discontinue selling the higher rate bonds and begin offering lower interest rate bonds, commensurate with the market.

For property owners with REICI mortgage debt – nothing happens.  They continue to make their mortgage payments.

For new mortgage debt we will likely lower the interest rate required.

For our existing Bond holders – nothing happens.  They continue to get paid at the Bond Rate they purchased.

For new Bond sales, we will likely discontinue selling the lower rate bonds and begin offering higher interest rate bonds, commensurate with the market.

For property owners with REICI mortgage debt – nothing happens.  They continue to make their mortgage payments.

For new mortgage debt we will likely increase the interest rate required.

Subscribe To Our Weekly Newsletter

Get notified about new articles